Obamacare: Hey It Works For Me

Van Gogh

Okay, here's an early Christmas present. The phone rings at 10 o'clock at night and the caller ID shows it's our thirty something son. 
He  is living his bohemian life in Brooklyn and we worry about him. 
We have told him how important it is he have health insurance. He shrugged that off, being young and invulnerable as he is.
But my wife appeals to him on the one level she knows will appeal to him. From early youth, this particular son has been a person who feels responsible for the rest of humanity. Give him a $5 bill for his lunch money for a week and he gives it to a pan handler on the street and he eats crackers and ketchup from the school cafeteria that week.
 When his younger brother found a living sand dollar on the beach and proceeded to carry it  home to show his mother his living treasure,  the good son lambasted him the whole way home, saying the sand dollar would die out of the water, would die just so the younger brother could have the pleasure of showing off  it to their mother. 

So his mother, my wife, appeals to that most reliable, entrenched part of him--concern for others:  "Look," she says, "If you get hit by a truck and wind up in the ICU at $50,000 a day, you know your father and I will not just let you die there. We will have to mortgage the house and go bankrupt trying to save you. So, do us a favor, get yourself health insurance."
So he got a policy called a "catastrophic" policy which covered almost nothing and cost $800 a month--a major part of his budget. His rent costs $800 a month.

Now, it's a phone call from New York at 10 PM. 
A phone call at 10 PM from this son could not be good. 

But, he sounds happy. Not just happy, euphoric.
He had got on the Obamacare website, got a policy for $300 a month which covers just about everything you can think of, including dental. He has not seen a dentist in 5 years. (News to us.) 
Of course, he lives in New York, where there are many insurance companies competing for business, not New Hampshire, where there is no competition, where Blue Cross has a monopoly. 
But for him the unsung truth, Obama care has proven a great blessing.
We'll see if his anecdote is more representative than the other anecdotes we have been bombarded with in the Times and the Portsmouth Herald.